Blog

Should You Use Your Retirement to Pay for College?

Phil Romano, CIMA®, CFP®, AIF®

Saturday, April 1, 2023

Educational attainment is a bedrock of the American Dream. We all want our kids to do better than us, and we’ll do anything to help them achieve that! There are dreams, and then there’s reality: college costs have exploded...

Is Your Retirement Account as Large as it Could Be?

Phil Romano, CIMA®, CFP®, AIF®

Tuesday, February 28, 2023

When you change jobs, it’s critical to remember to create a plan for past employee sponsored retirement accounts. While you have the choice to simply leave it, you also have the option to consolidate past plans which brings all...

Check Your IRA Beneficiaries

Phil Romano, CFP®, AIF®

Sunday, January 8, 2023

When you list the people who will benefit from your lifetime of hard work (your beneficiaries), is that group of names the same this year as last? Life can change in the blink of an eye, and it’s important that you have a record...

The Energy Conundrum: An Informative White Paper

Phil Romano, CFP®, AIF®

Thursday, November 10, 2022

The energy topic has been central to many conversations during ongoing market volatility this year, and for a good reason. Oil and natural gas prices have fluctuated widely in recent years. Additionally, nearly every aspect of the...

What is a Backdoor Roth IRA Conversion?

Phil Romano, CFP®, AIF®

Thursday, September 15, 2022

Like it or not, taxes are a way of life. They fund great things like roads, libraries and parks, but nobody wants to pay more than they absolutely have to. We often get questions like, “How can I balance my tax obligations with...

July Markets End on a High Note

Phil Romano, CFP®, AIF®

Monday, August 15, 2022

July was yet another month of roller coaster ups and downs, marked by continued consumer concerns about supply chain issues and higher costs for goods and services. The weather wreaked havoc in many parts of the country, as torrential...

May's Bumpy Ride Was Tiresome for All

Phil Romano, CFP®, AIF®

Monday, June 13, 2022

Welcome to June!What a relief to have May in the rearview mirror after a volatile month (in both the markets and the headlines). Surprisingly, despite weeks of negative performance, the major stock indexes actually finished flat,...

3 Ways to Pay Off Student Loan Debt

Phil Romano, CFP®, AIF®

Thursday, January 20, 2022

For some households, student loan debt is their biggest monthly expense (after their mortgage). Chances are, these are people who borrowed $100,000 or more to earn an advanced degree, usually in law or medicine. If you or someone you...

The American Jobs Act – 3 Potential Changes We’re Watching

Phil Romano, CFP®, AIF®

Thursday, June 17, 2021

Recently, there’s been a lot of noise about the Biden Administration’s American Jobs Plan, commonly referred to as the ‘infrastructure bill.’ We’ve heard a lot about infrastructure over the few years, and...