Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Should I Accept a Free Credit Lock? Learn the ins and outs of credit locks, freezes, and more. Should I Invest in Gold? Learning more about gold and its history may help you decide whether it has a place in your portfolio. Roth IRA for Kids Learn about the benefits and requirements of opening a Roth IRA for kids.